. . Accordingly, a major portion of the settlement fund should be
distributed in the form of individual awards if at all possible.28At the same time, however, the district court reiterated its earlier philosophy that[t]o be both practicable and fair, a program of individual benefits must minimize transaction costs, be relatively easy to administer
and involve relatively simple, understandable and objective eligibility criteria, while maximizing protection of those said to
have suffered as a result.29The formula proposed by the Special Master, the district court concluded, best met these criteria.26Id.27Id. at 1409.28Id. at 1410.29Id.